“In case of return of goods and return of funds to the customer who previously paid for one of the payment cards, in part or in full, and regardless of the reason for return, the company for production, trade and services” SAYA GROUP d.o.o. ” Belgrade-New Belgrade is obliged to make a refund exclusively through VISA, EC / MC and Maestro payment methods, which means that the bank will refund the funds to the cardholder’s account at the request of the seller. “